Howards Estate Agents are joining forces with Halifax, the UK’s No.1 choice for mortgages, to offer expert advice about Halifax mortgages in Howards branches.
So now, not only can you benefit from Howards 80 years of experience in buying and selling property, you’ll also be able to speak to a professional Halifax Mortgage Financial Adviser in the same branch.
Halifax are the UK’s No. 1 choice for mortgages with over 150 years experience of helping people to own their homes. So whether you’re a first time buyer, moving home, remortgaging or buying to let, Halifax can help you every step of the way.
First Time Buyers
Howards and Halifax are here to help you onto the property ladder and offer expert advice every step of the way. Plus of course, Halifax offer affordable mortgage solutions because they understand the costs soon add up.
In fact, you may find buying your first home is a little easier with Halifax…
- Save less deposit – You could buy sooner than you think because you can borrow up to 95% of the valuation or the purchase price (whichever is the lower), for properties valued up to £250,000. For more expensive properties, speak to your Mortgage Adviser
- Minimise your monthly payments – You could spread your repayments over a 40 year term to minimise your monthly payments, however you will pay more interest over the longer term
- Reduce upfront costs – If a product fee applies it can be added to the mortgage but interest will be charged
- Guarantor Mortgages – Halifax is happy to consider accepting one of your relatives as a guarantor
Home Movers
If you’re moving home Howards and Halifax can help.
Help every step of the way – we’ll give you as much help and support as you need. We’ll even give you a copy of our home mover’s Step by Step Guide, specially designed for you to take home and refer back to.
All Halifax mortgages are portable so when you next decide to move home you can take your mortgage with you and avoid any early repayment charges.
Switching Mortgage Lender (Remortgage)
Halifax is the UK’s No.1 mortgage lender, so why not switch to a mortgage with us?
Halifax have a great remortgage range, including fixed and tracker rate remortgage rates, to cater for everyone’s needs. So if you’re looking for peace of mind that the interest rate you pay won’t change, why not get a fixed rate remortgage? Or if you want to take advantage of interest rates if they go down, a tracker remortgage rate could be ideal for you.
So choose Halifax as your remortgage lender and you could find the perfect remortgage deal for you.
Buy To Let
Thinking about buying a property to rent out?
Halifax now offer a range of Buy to Let mortgages, so if you’ve considered purchasing a property to let, or investing for the longer term, then Halifax could help.
If you’re already an experienced landlord looking to expand your property portfolio or switch your current Buy to Let mortgage, then Halifax has a Buy to Let mortgage that could suit you.
We offer a range of Buy to Let mortgage deals designed to meet your individual circumstances. Our Mortgage Advisers will be happy to discuss the range of mortgages we offer.
Halifax won’t forget you
- You could borrow more money and not just for home improvements – whatever your plans such as a new car, funding your child’s education or even helping them on to the property ladder Halifax will let you know when your current mortgage deal comes to an end and we can help you choose another great Halifax mortgage deal
- If you’re like most of us and find it hard to juggle your finances – simply moving your mortgage payment date to coincide with your pay day is just one of the many ways Halifax could help
- Also, if you have a mortgage to which an early repayment charge applies, you could over pay on your mortgage by up to 10% during each rolling period of 12 months without having to pay part of the early repayment charge
- What’s more, you can come for a free mortgage review any time. We’re always here for you to chat through your mortgage arrangements
Your home may be repossessed if you do not keep up repayments on your mortgage.
UK’s No. 1 choice is based on Halifax’s share of the total mortgage debt and the amount of the average UK mortgage.
Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ.
Compliance No. 8/02226.1
Howards Estate Agents Norfolk and Suffolk East Anglia UK T: 0800 0237994
